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Tata Neu HDFC Bank Credit Card
Up to 10% savings everytime you shop!Got India’s Best Credit Card? With this Credit Card, you can earn rewards for every spend and save 10% on all your purchases. Why wait? Apply for NeuCard, the most searched, top Credit Card in India.
Zero Joining Fee
Extraordinary RewardsApply Now

What is NeuCard?
Enter the world of rewards and savings with the Tata Neu HDFC Bank Credit Card – powered by RuPay/Visa. Unlock savings of up to 10% and exclusive offers across fashion, groceries, electronics, medicines, flights and much more with NeuCard. Travel in style with complimentary airport lounge access plus exclusive offers on hotel stay and dining! Apply now and enjoy unmatched privileges.Extraordinary rewards. Ready for you
Experience ultimate rewards with NeuCard
Get up to 5% NeuCoins on Tata Neu#NeuWayToRewardsReady for you.
1 NeuCoin = ₹1
NeuCard Rewards with NeuCoins
NeuCard InfinityNeuCard Plus
10%
NeuCoins rewards on Tata Neu(Inclusive of 5% NeuCoins with NeuPass Membership on select categories)
7%
5%
NeuCoins rewards at partner Tata brands(Online and at Stores)
2%
5%
NeuCoins rewards on every bill payment via Tata Neu
2%
1.5%
On Tata Neu UPI ID Spends(only RuPay Cards)
1%
0.5%
On other UPI spends*(w.e.f 1st Aug 24)
0.25%
1.5%
NeuCoins Rewards on all other spends*(*Excluding wallet load, fuel, rent, govt. spends)
1%
8 per annum
Domestic airport lounge access(W.e.f. 10 Jun 25, Spend Rs.50,000+ in a calendar quarter to avail lounge benefit)
4 per annum
4 per annum
International airport lounge access
–
1%
Fuel Surcharge waiver
1%
Benefits with Tata Neu HDFC Bank Credit Card
Does Your Card Give you Up to 10% Savings?Enjoy savings of up to 10% on Tata Neu app
One Card that Rewards you for every TransactionEnjoy savings of up to 1.5% on your everyday spends
Categories – E-commerce, Bill Payments, Insurance, UPI PaymentsBenefits across various categories including, e-commerce, bill payments, insurance, & UPI payments
Complimentary Lounge AccessEnjoy up to 12 Airport Lounge visits
Most Transparent Rewards Structure where 1 NeuCoin = 1 RupeeBenefit from the most transparent rewards system where 1 NeuCoin equals 1 Rupee
Available on RuPay & Visa NetworksUse your card with a wide variety of merchants and services, and enjoy the flexibility to choose between Visa and Rupay networks
Upgrade to Tata Neu HDFC Bank Credit Card for extraordinary benefits and privileges
Apply Now
Save more with Tata Neu HDFC Bank Credit Card!
NeuCard Infinity
NeuCard Plus
Spend Categories
Monthly Spends
Annual Benefits
Brands
(Online and Physical Stores)
5% BACK AS NEUCOINS + ADDITIONAL 5% BACK VIA NEUPASS*
Grocery
15,000
18,000

Fashion & Accessories
10,000
12,000




Electronics
16,000
19,200

Travel
(Currently Air India spends are not eligible for additional 5% NeuCoins via NeuPass Membership)
25,000
30,000


Food Delivery & Healthcare
8,000
9,600


5% BACK AS NEUCOINS
Jewellery
10,000
6,000

Bill payments
8,000
4,800

Fitness & Entertainment
4,000
2,400


OTHER BENEFITS
1.5% back as NeuCoins on all other spends
10,000
1,800
1% Fuel Surcharge waiver
(up to ₹500 per statement cycle)
4,000
480
Welcome Benefit
(NeuCoins on completing first transaction)
–
1,499
Complimentary Airport Lounge Access
(8 domestic airport lounge access & 4 international airport lounge access per annum)
–
16,000
Total
Monthly Spends
1,10,000
Annual Benefits
1,21,779
Potential Annual Savings
More than Rs 1 Lakh (@ 9.2% of annual spends)
Spend Categories
Monthly Spends
Annual Benefits
Brands
(Online and Physical Stores)
2% BACK AS NEUCOINS + ADDITIONAL 5% BACK VIA NEUPASS*
Grocery
7,500
6,300

Fashion & Accessories
5,000
4,200




Electronics
6,500
5,460

Travel
(Currently Air India spends are not eligible for additional 5% NeuCoins via NeuPass Membership)
10,000
8,400


Food Delivery & Healthcare
3,500
2,940


2% BACK AS NEUCOINS
Jewellery
5,000
1,200

Bill payments
5,000
1,200

Fitness & Entertainment
2,500
600


OTHER BENEFITS
1% back as NeuCoins on all other spends
5,000
600
1% Fuel Surcharge waiver
(up to ₹250 per statement cycle)
2,500
300
Welcome Benefit
(NeuCoins on completing first transaction)
–
499
Complimentary Airport Lounge Access
(4 domestic airport lounge access per annum)
–
4,000
Total
Monthly Spends
52,500
Annual Benefits
35,699
Potential Annual Savings
More than Rs 35K (@ 5.7% of annual spends)
Experience Savings with NeuCard
Am I Eligible for the NeuCard?
The applicant must be a Salaried Professional, Self-Employed Professional, or Self-Employed Business Person
Existing HDFC Bank Credit Card holders can also apply for this Card
The Credit limit of the existing HDFC Bank Credit Card will be shared with the Tata Neu HDFC Bank Credit Card
For Salaried Customers
Age group : 21-60 years
Gross Monthly Income > ₹25,000 for Tata Neu Plus HDFC Bank Credit Card
Gross Monthly Income > ₹1,00,000 for Tata Neu Infinity HDFC Bank Credit Card
For Self-employed Customers
Age group : 21-65 years
Last year ITR > ₹ 6 Lakhs per annum for Tata Neu Plus HDFC Bank Credit Card
Last year ITR > ₹ 12 Lakhs per annum for Tata Neu Infinity HDFC Bank Credit Card
How To apply for Tata Neu HDFC Bank Credit Card Online?
Applying for NeuCard is quick and easy. To obtain a NeuCard, apply online in a few simple steps.
1
Submit Basic Details
Fill your personal details
2
Receive Provisional Approval
Check your eligible credit limit
3
Complete your KYC
Final step to get your card
NeuCoins Savings Calculator
Extraordinary Savings,
Extraordinary Benefits.
CALCULATE SAVINGS
NeuCard Joining and Renewal Fees
NeuCard InfinityJoining fee₹1,499 ₹0Zero joining fee offer for limited time onlyRenewal fee₹1499 + GST*Renewal Fee of Rs. 1,499 waived off on spends of Rs 3 lakh or more in the preceding year
NeuCard PlusJoining fee₹499 ₹0Zero joining fee offer for limited time onlyRenewal fee₹499 + GST*Renewal Fee of Rs. 499 waived off on spends of Rs 1 lakh or more in the preceding year
Tata Neu HDFC Bank Credit Card Terms and Conditions
*5% NeuCoins through NeuPass will be applicable post downloading Tata Neu app and registering for NeuPass. Above illustration is a representation of average spends behavior and may change basis actual spends done.
Tata Neu Infinity HDFC Bank Credit Card
5% back as NeuCoins on spends on partner TATA Brands, only applicable on Non-EMI Spends, EMI Spends on these merchants will have 1.5% back as NeuCoins. The partner TATA Brands eligible for the additional points will be communicated from time to time. W.e.f. 01-Aug-24, eligible UPI spends on RuPay variant will have 0.50% back as NeuCoins & additional 1% back as NeuCoins on UPI payments via Tata Neu UPI ID, T&C apply. | NeuCoins will not be accrued on fuel, government, rental, post transation EMI conversion and wallet re-loads. NeuCoins issued on the card will be governed by the Fair Usage Policy updated on the bank’s website, www.hdfc.bank.in | 1 NeuCoin = ₹1 redeemable on TATA Neu App | For details and T&C on NeuCoins and additional 5% back as NeuCoins via TATA NeuPass Membership, visit https://www.tataneu.com/about-neupass | Get 1,499 NeuCoins on Tata Neu App (as reversal of 1st Year Membership Fees), applicable on 1st retail transaction done within 30 days of card issuance and will be credited within 60 days of such transaction,applicable only on priced cards. | W.e.f. 10 Jun 25, Spend Rs.50,000+ in a calendar quarter to avail Domestic Airport Lounge benefit | 5% additional NeuCoins through NeuPass will not be applicable on transactions done on Tanishq, Bill Payment (Tata Pay), Tanishq, Cult.fit, Air India, Tata Play | NeuCoins redemption option is not available on Air India, Tata Play, and Bill Payment on Tata Neu.| For more/ latest product information, Most Important Terms and Conditions & Card Member Agreement, always refer to the product page available on the bank’s website, www.hdfc.bank.in
Tata Neu Plus HDFC Bank Credit Card
2% back as NeuCoins on spends on partner TATA Brands, only applicable on Non-EMI Spends, EMI Spends on these merchants will have 1% back as NeuCoins. The partner TATA Brands eligible for the additional points will be communicated from time to time. W.e.f. 01-Aug-24, eligible UPI spends on RuPay variant will have 0.25% back as NeuCoins & additional 0.75% back as NeuCoins on UPI payments via Tata Neu UPI ID, T&C apply. | NeuCoins will not be accrued on fuel, government, rental, post transation EMI conversion and wallet re-loads. NeuCoins issued on the card will be governed by the Fair Usage Policy updated on the bank’s website, www.hdfc.bank.in | 1 NeuCoin = ₹1 redeemable on TATA Neu App | For details and T&C on NeuCoins and additional 5% back as NeuCoins via TATA NeuPass Membership, visit https://www.tataneu.com/about-neupass | Get 499 NeuCoins on Tata Neu App (as reversal of 1st Year Membership Fees), applicable on 1st retail transaction done within 30 days of card issuance and will be credited within 60 days of such transaction, applicable only on priced cards. | W.e.f. 10 Jun 25, Spend Rs.50,000+ in a calendar quarter to avail Domestic Airport Lounge benefit | 5% additional NeuCoins through NeuPass will not be applicable on transactions done on Tanishq Bill Payment (Tata Pay), Tanishq, Cult.fit, Air India, Tata Play| NeuCoins redemption option is not available on Air India, Tata Play, and Bill Payment on Tata Neu.| For more/ latest product information, Most Important Terms and Conditions & Card Member Agreement, always refer to the product page available on the bank’s website, www.hdfc.bank.in
Apply to Tata Neu HDFC Bank Credit Card Now!
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Tata Neu HDFC Bank Credit Card FAQs
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Make everyday extra rewarding with NeuCard
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